Services | River Bridge Consulting

How many W-2 employees does your organization have?

Step 1 of 4 · This program is designed for specific employer sizes.

Fewer than 20 employees
20 – 50 employees
51 – 100 employees
101 – 150 employees
More than 150 employees

Do you currently offer a group health insurance plan?

Step 2 of 4 · This strategy works alongside existing coverage.

Yes, we have group major medical
Yes, but employees pay most of it
No, we don't offer health insurance
It varies by employee type

What is your primary goal right now?

Step 3 of 4 · Help us understand your biggest challenge.

Increase employee take-home pay
Reduce payroll tax burden
Improve benefits without higher costs
Support workforce wellness

Is your business structured with regular W-2 payroll?

Step 4 of 4 · Payroll integration is required for this strategy.

Yes, we run standard W-2 payroll
Mix of W-2 and contractors
Mostly 1099 contractors

Your Company Likely Qualifies!

Great news — your organization appears to be a strong fit. You'll be taken to Nancy's booking page to schedule your free 20-minute strategy call.

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What We Offer

Benefit Strategies Built for Modern Employers

We don't offer one-size-fits-all solutions. Every engagement starts with your unique workforce structure, goals, and existing benefits ecosystem — and ends with measurable results for both employers and employees.

Section 125 Compliant
Zero Cost to Implement
No Disruption to Existing Plans
W-2 Employers Nationwide
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Payroll Integrated

Seamless integration with your existing payroll systems — minimal lift required.

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Works With Your Plan

Complements — never replaces — your current health coverage.

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SEC 125 Compliant

Built on an IRS-recognized, legally compliant framework used for decades.

Minimal Admin Lift

Designed to operate without burdening your HR or payroll team.

Core Strategy

Preventive Care Payroll Integration

Our flagship strategy integrates preventive healthcare benefits directly into your payroll structure using a Section 125 compliant framework. The result: employees receive measurably more take-home pay while employers may see a significant reduction in their payroll tax burden — with zero disruption to existing plans.

  • Works alongside your existing major medical plan
  • Section 125 compliant pre-tax benefit structure
  • May reduce employer FICA payroll tax contributions
  • Increased employee net take-home compensation
  • No changes to current health insurance or carriers
  • Typically 2–4 week implementation timeline
Payroll integration strategy
Workforce Wellness

Preventive Health Engagement Program

Beyond the financial structure, we help employers establish a genuine culture of preventive health engagement. Employees are guided to participate in proactive wellness activities — building healthier long-term habits and reducing reactive healthcare dependence across your entire workforce.

  • Preventive care participation frameworks and tools
  • Employee wellness communication and onboarding support
  • Health engagement tracking and reporting tools
  • Reduced reliance on reactive healthcare spending
  • Improved employee satisfaction and retention scores
  • Culture of wellbeing built around prevention, not reaction
Workforce wellness program
Benefits Consulting

Employer Benefits Strategy Review

Not sure if your current benefits package is working as hard as it could? Our team conducts a comprehensive review of your existing compensation and benefits structure to identify untapped efficiencies, compliance opportunities, and areas where both employees and the business can win more simultaneously.

  • Full payroll and benefits structure audit
  • Section 125 framework compliance review
  • Competitive compensation benchmarking by industry
  • Strategic recommendations with clear implementation roadmap
  • Tailored analysis specific to your workforce composition
  • Ongoing compliance monitoring and annual strategy reviews
Benefits strategy consulting
Who We Serve

Industries We Serve

This strategy works across a broad range of employer types — any organization running standard W-2 payroll can benefit.

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Manufacturing

Large W-2 workforces with consistent payroll cycles

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Construction

Seasonal and year-round crews who benefit from enhanced compensation

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Technology

Competitive benefits landscape where differentiation matters

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Healthcare

Organizations already deeply invested in employee wellbeing

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Logistics

High-turnover industries where compensation drives retention

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Retail

Diverse workforce structures seeking meaningful benefit equity

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Quick Serve Restaurants

High-volume W-2 workforces in a fast-paced environment

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Hospitality

Shift-based teams who deserve strong, accessible benefits

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Automotive

Dealerships and service centers with skilled W-2 workforces

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Home Services

Field-based teams that benefit from portable wellness access

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Professional Services

Knowledge workers expecting premium, competitive benefits

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Agriculture

Rural employers expanding benefit access to underserved workforces

Our Difference

Six reasons employers trust us to design benefit strategies that deliver real, lasting value.

01

Qualification First

We only work with employers who genuinely qualify. Our upfront questionnaire protects your time and ensures every conversation is valuable from minute one.

02

Compliance Built In

Every strategy is grounded in IRS-recognized frameworks. Section 125 compliance isn't an afterthought — it's the foundation of everything we implement.

03

Zero Disruption Promise

Your existing health plan, carrier relationships, HR operations — none of it changes. We build smarter structures around what you already have.

04

Mutual Win Philosophy

We design strategies where both employers and employees benefit simultaneously. When your workforce thrives financially and physically, your business does too.

05

Ongoing Partnership

Our engagement doesn't end at implementation. We provide continuous compliance monitoring, annual reviews, and dedicated support as your workforce evolves.

06

Transparent Process

We explain exactly how our strategy works and what the numbers look like before you ever commit. No surprises, no pressure, no vague promises.

Is Your Organization Eligible?

Designed for employers with W-2 employees nationwide. Check your eligibility in under 2 minutes.