Benefits | River Bridge Consulting

How many W-2 employees does your organization have?

Step 1 of 4 · This program is designed for specific employer sizes.

Fewer than 20 employees
20 – 50 employees
51 – 100 employees
101 – 150 employees
More than 150 employees

Do you currently offer a group health insurance plan?

Step 2 of 4 · This strategy works alongside existing coverage.

Yes, we have group major medical
Yes, but employees pay most of it
No, we don't offer health insurance
It varies by employee type

What is your primary goal right now?

Step 3 of 4 · Help us understand your biggest challenge.

Increase employee take-home pay
Reduce payroll tax burden
Improve benefits without higher costs
Support workforce wellness

Is your business structured with regular W-2 payroll?

Step 4 of 4 · Payroll integration is required for this strategy.

Yes, we run standard W-2 payroll
Mix of W-2 and contractors
Mostly 1099 contractors

Your Company Likely Qualifies!

Great news — your organization appears to be a strong fit. You'll be taken to Nancy's booking page to schedule your free 20-minute strategy call.

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The Win-Win

Real Benefits.
For Everyone.
Zero Trade-offs.

River Bridge Consulting's preventive care payroll strategy delivers measurable value to employers and employees simultaneously — at zero cost to implement and with no disruption to your existing health plan.

Program eligibility and savings vary by employer structure and workforce composition.

💰
$700+
Avg. employer savings per employee per year in payroll taxes
📈
3–4%
Average net take-home pay increase for employees
💼
$0
Out-of-pocket cost to implement for employers
🛡️
100%
Section 125 compliant, HIPAA compliant, A-rated carriers
Scroll
Preventive Healthcare StrategySection 125 CompliantPayroll IntegratedNo Disruption to Existing BenefitsZero Cost to ImplementWorkforce WellnessHIPAA CompliantA-Rated CarriersEmployee Take-Home IncreaseEmployer Tax Efficiency Preventive Healthcare StrategySection 125 CompliantPayroll IntegratedNo Disruption to Existing BenefitsZero Cost to ImplementWorkforce WellnessHIPAA CompliantA-Rated CarriersEmployee Take-Home IncreaseEmployer Tax Efficiency
By the Numbers

The Strategy at a Glance

Every number below reflects real, measurable outcomes that qualifying employers and their employees typically experience after implementation.

🏢
$700+
Typical employer savings per employee per year in FICA payroll taxes
👤
3–4%
Average increase in employee net take-home pay on every paycheck
2–4 wks
Typical time from decision to full payroll integration and go-live
$0
Out-of-pocket cost to implement — for both employers and employees
Employer team meeting
$0
Cost to
implement
For Employers

Designed for the
Bottom Line — and the Team

River Bridge Consulting's strategy is engineered to reduce employer financial burden while strengthening the total compensation package you offer your workforce. Both goals are achieved simultaneously.

Reduce payroll tax burden — may lower employer FICA contributions through a legally compliant Section 125 framework

Zero cost to implement — no financial risk or out-of-pocket investment required from the employer

No disruption to existing benefits — supplements your current major medical plan without changing anything

HIPAA compliant and fully insured — backed by A-rated carriers with complete legal compliance

Attract and retain talent — a stronger, more competitive benefits package at no additional cost

Minimal administrative lift — seamless payroll integration with support handled by Nancy's team

For Employees

More in Every
Paycheck. Every Time.

Employees enrolled in this strategy receive a genuine, measurable increase in net take-home pay — alongside access to comprehensive preventive healthcare at zero out-of-pocket cost.

💵

3–4% Pay Increase

Real increase in net take-home pay on every single paycheck

Every Paycheck
🏥

Preventive Healthcare

24/7 access to world-class preventive care at zero cost

$0 Out-of-Pocket
🧠

Mental Wellness

Support for mental health and long-term emotional wellbeing

Included
❤️

Health Engagement

Proactive health tools, screenings and risk assessments

Prevention First
🛡️

Existing Plan Stays

Nothing changes about your current health insurance coverage

No Disruption
🌱

Long-Term Wellbeing

Education, nutrition guidance and prevention-first wellness support

Holistic
Happy employees
W-2
Employees nationwide
Simple Process

Three Steps to Smarter Benefits

From your first qualification check to full payroll integration — designed for minimal complexity and maximum impact.

01
📋

Complete Qualification

Answer a short questionnaire about your workforce structure. Takes under 2 minutes and confirms fit before any conversation takes place.

02
📞

Strategy Call with Nancy

A focused 20–30 minute call to review your specific workforce, goals, and how the strategy applies to your organization. No pitch, no pressure.

03
🚀

Seamless Implementation

Smooth payroll integration with minimal administrative lift — fully supported by Nancy's team and typically completed in 2–4 weeks.

Before vs. After

What Changes When You Work With River Bridge

A clear side-by-side view of the impact this strategy delivers for qualifying organizations.

Before River BridgeAfter River Bridge
Employee net take-home payUnchanged↑ Increased by 3–4% per paycheck
Employer payroll tax burdenStandard FICA rate applies↓ Reduced via Section 125 framework
Preventive healthcare access Not included Included at zero cost
Existing health insuranceCurrent plan in place Unchanged — nothing disrupted
Implementation cost to employerN/A $0 — zero financial risk
Section 125 compliant structure Not in place Fully implemented & maintained
HR & payroll complexityCurrent workload Minimal additional lift required
Employee benefits satisfactionExisting level↑ Improved — stronger total package
Talent attraction & retentionCurrent offering↑ Enhanced with zero additional spend
Important Clarity

This Is Not Insurance

This is not a tax shelter, a replacement for your health plan, or anything designed to disrupt your current benefits. It is a preventive care payroll strategy built to enhance what you already have.

Works fully alongside your existing major medical plan
Encourages proactive preventive healthcare engagement
Designed specifically to improve employee take-home pay
Requires minimal employer administrative involvement
Integrates seamlessly with existing payroll systems
Supports long-term employee wellness participation
Helps reduce the employer payroll tax burden legally

The Goal Is Simple

Align employee wellness with employer financial efficiency — creating a healthier, more engaged workforce while simultaneously improving your bottom line. Both parties win, with zero trade-offs and zero disruption.

Healthcare wellness strategy
★★★★★
"The employees are immensely satisfied with the access to a number of different benefits and the added bonus of the increase in take-home pay. This has been a total win for our company and our entire workforce."
K

Kevin M.

CFO, Large Staffing Company

Happy workforce

Ready to See These Benefits in Your Organization?

It takes less than 2 minutes to check if your organization qualifies — zero commitment required.

Let's Talk

Start Delivering Real Benefits — Today

Schedule your free strategy call with Nancy and discover exactly how much your organization could save — and how much more your employees could take home.

Program eligibility and savings vary by employer structure and workforce composition. This website provides informational content and does not constitute medical, legal, tax, or financial advice.
📞 (617) 924-2974
🏆 Cache Valley Chamber Member